While no one wants to think about it, car accidents happen more often than we would like. Do you know what to do immediately after an accident occurs? If you don’t, you could end up unable to afford damages to your car or even land in serious legal trouble. The moments after an accident can be filled with anxiety or even fear, but knowing how to proceed can make the process go quickly. If you’ve been in an accident, here’s what to do next.
Stop
No matter how small the accident, stop driving. Even if you think you can get away with it, there were likely witnesses or street cameras to record the incident. Once you’ve stopped the vehicle, make sure you and everyone else involved is safe. Depending on the severity of the accident, there could be a chance of fire. Make sure other cars on the road can see you, either by setting road flares or putting your hazard lights on. If the cars involved are in the middle of a busy roadway, move them if you can. Otherwise, leave them as is.
Call the Police
Once you’ve established that everyone is safe, call the police, and never turn away medical assistance if offered. Even if you feel fine, you could be experiencing shock, and it’s best to let a professional evaluate you to be sure. You might not notice pain from the incident until much later, so if someone asks if you’re hurt, don’t immediately say no. While you wait for the police, (remember, you often need a police report when you contact your insurance company) take pictures of the scene for later. This can help prove what happened at the time of the incident. While you’re at it, take notes on what you remember of the incident to tell the police when they arrive. Note the time, weather, or anything else you think could be important.
Gather Information
No matter what, do not claim or accept that you are at fault for the accident. Be polite, even if others are not. Exchange your names, vehicle information, and insurance information, but don’t be bullied into providing more information than you are legally required to provide.
Leaving the Scene
The police should give you instructions, so once you’ve followed them and made your records of the incident and everyone involved, you can contact your insurance company for a tow truck.
The Aftermath
Report the accident to your insurance company as soon as possible. This can help your life get back to normal in the least amount of time. You should hopefully be able to begin repairs or get a rental car. Depending on the nature of the incident, you may also want to contact your attorney. Car accidents can be terrifying and dealing with them can be stressful, but following an orderly protocol can help you get through it quickly and calmly.